Loan Qualification Estimator
Estimate your chances of loan approval and potential interest rates based on your credit profile
Loan Information
Enter your desired loan details
Financial Profile
Enter your current financial information
Key Ratios
Debt-to-Income Ratio
19.2%
Loan-to-Value Ratio
20.0%
Monthly Income$4,166.667
Approval Probability
Based on your financial profile
84%
Excellent Approval Odds
Credit Score Impact:Good
DTI Impact:Excellent
Down Payment Impact:Strong
Estimated Interest Rate
6% - 8.5%
Expected rate range
Rate Factors
- • Credit score is the primary factor
- • Market conditions affect all rates
- • Loan term impacts the rate offered
- • Down payment size influences approval
Improvement Recommendations
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Increase your score to 700+ for better rates and approval odds
Excellent Profile!
You're in great shape for loan approval with favorable terms
Loan Comparison by Type
Auto Loan
Good approval odds
Secured by vehicle
Mortgage
Strict requirements
Secured by property
Personal Loan
Higher rates
Unsecured